For adults · Friends
With a friend
A friend asks to borrow money. You do not want to lend it.

They ask: "Could you lend me two hundred until payday?"
What could you say?
Three things you could say. None of them is the one right answer; each note says why it fits the moment, or why it may not.
No, I do not lend money. I hope you find a way through.
A strong fit
A clear no with care. It closes the question without judging them.
I cannot lend money. Do you want help thinking about other options?
Also works here
A no with an offer of a different kind of help. Only if you want to give it.
Maybe. Let me think about it.
Worth a second look
This delays a no you have already decided. It leaves them waiting.
What people here usually expect
- Many people have a rule about not lending money. Saying so is common.
- A no about money is not a no to the friendship.
- You can say no by text if saying it in person is hard.
Your words
Write a no to a friend that keeps the friendship and does not explain.
In the app you write one line here and it lands in your lines. Nothing is graded.
The move this moment practises: A clear no.
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